Musharakah/ Mudharabah (Temporary Partnership business)
This product allows members who need capital or more capital to finance their business to partner with the cooperative. The society either partner with the members by investing its funds and the member only contributes his/ her expertise. The profits are shared according to their mutual agreement on how profits will be shared at the end of the business while any loss in the business will be borne by the society while the member will only loose his/ her efforts in the business. The society may also choose to part finance any business venture of a member who needs more capital to finance his business. In the form of financing, the profit and loss are shared in proportion to the number of their shares.